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MCE Motorcycle Insurance Review


MCE Motorcycle Insurance is the topic of today’s review. This insurance provider was established in 1975 and is based out of Rushden, Northamptonshire. They insure all types of 2 wheel motorized transportation for both recreational and professional riders.

MCE are specialist in the provision of bike sport insurance that includes Trackday insurance and Motocross insurance. MCE offers cover for any age and any bile type and provide a multi bide insurance option of up to 5 bikes under one policy.

mce motorcycle insurance review

Motorbike Insurance

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What types of professional MCE Motorcycle Insurance is available?

There is courier motorcycle insurance and fast food delivery motorcycle insurance. Both of these are specifically designed to meet the needs of a motorcycle delivery business. These policies provide unlimited number of drivers to be covered and unlimited mileage. 

MCE offer Low Insurance Rates

MCE stands out from other in offering bike insurance plans with low rates and include breakdown recovery as standard. If you need 125cc motorbike insurance especially for your bikers then check out what MCE has to offer. 

What types of bikes are covered with MCE Motorcycle Insurance?

Only motorcycles with a displacement of 351 cc or higher can be covered by MCE Motorcycle Insurance. This includes stock, custom and classic bikes. There are other policies that cover mopeds, scooters and monkey bikes each of which have a smaller displacement engine.

What levels of MCE Motorcycle Insurance are available?

Third Party

  • This is basic insurance that covers the costs of repairs and medical bills of the other party involved in the accident.
  • Legal fees and property damage covered up to £1,200,000.
  • Personal accident protection up to £1,000.
  • Helmet with leathers covered.
  • Breakdown and recovery protection. 

Third Party Fire and Theft

This is the same as Third Party but your bike is covered if it is damaged by a fire, vandalism, malicious act or is stolen.

Comprehensive

  • This is the same as Third Party Fire and Theft.
  • Courtesy bike is provided when you bike is unrideable after an accident. This is access to a 125 cc bike for 5 days.
  • Lost key replacement.
  • Track-day coverage.
  • 183 days of coverage while in Europe.

What additional options are available with MCE Motorcycle Insurance?

There is excess reducer protection which can lower the amount of excess you have to pay when making a claim of up to 50%.

No Claims Bonus protection keeps your NCB in place after a claim is made.

Misfueling coverage if you put the wrong fuel in the tank.

In Conclusion

MCE Motorcycle Insurance Company underwrites their own policies. They are known for being very competitive with low premiums. To help keep costs down they are also known for having one of the highest excess in the business.

It is advised to read all the details and fine print before submitting your premium payment.

This information is being provided free to the public by an independent writer. We do not endorse or dissuade the use of this insurance company and have not been compensated by MCE Motorcycle Insurance in any manner.

Motorbike Insurance

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Bennetts Motorbike Insurance


Bennets Bike Insurance

Bennetts Insurance Bike coverage has been available for the 2 wheel enthusiast for over 85 years in the UK. The Bennetts Insurance company is the trading name for Saga Services Limited but they are an insurance broker and do not underwrite the policies they issue. They are based in both Coventry and Peterborough and are registered in both England and Wales. They specialize in motorbike insurance coverage. Currently Bennets do not offer e-bike insurance only motorcycle insurance.

Motorbike Insurance

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What types of bikes can be covered by Bennetts Insurance?

There are separate polices for different types and sizes of motorcycles. Each policy is specifically designed to meet the needs and requirements of that particular type of bike. Classic bike insurance is now also available. The key categories used by Bennets include the following;

Moped from 50 cc to 125 cc.
Roadsters
Trail and Enduro
Tourer
Cruiser
Naked
Sportsbike
Superbike

​​What type of coverage does Bennetts Insurance offer?

Third Party covers the cost of the other vehicle’s repairs costs and any medical bills of the other vehicle’s occupants  when you are at fault in an accident. Personal Liability to cover the costs of the other party are up to £20,000,000 and up to £5,000,000 for their property damage.

Third Party Fire and Theft covers the same as Third Party with the additional coverage for protection of your bike if it is damaged by fire or it is stolen.

Comprehensive covers the same as Third Party Fire and Theft along with repairs to your bike and your medical bills.

What is part of a standard policy from Bennetts other than what is stated above?

  • The 16 most common modifications of bikes is covered.
  • 70% discount for ultimate coverage which includes legal expenses up to £100,000, RAC Breakdown protection in the EU, Helmet and leathers protection up to £1,500 along with personal accident coverage.
  • The emergency help line is UK based.
  • 90 day coverage for travel in the EU.
  • 3 levels of RAC Breakdown coverage available.
  • Policies can be taken out online or over the phone.

In Conclusion

While Bennetts insurance for bikes has been around since 1930, in 1980 they transformed their business model to specialize in bike insurance coverage only. Today their policies protect more than 230,000 riders in the Great Britain and Northern Ireland. 

This information is being provided free to the public by an independent writer. We do not endorse or dissuade the use of this insurance broker and have not been compensated by Bennetts Insurance in any manner.

Motorbike Insurance

Protect your Bike Today -  Compare the cost of cycle inusrance with 20 plus brokers