As fuel prices continue to rise and insurance premiums don’t show any sign of dropping anytime soon, many commuters and young motorists as well are turning to alternative modes of transportation, such as electric bikes. So what exactly is an electric bike (e-bike) and are they subject to the same rules as petrol-powered bikes?
Electric bikes are basically the same as their petrol counterparts, but are powered by an electric motor that has a rechargeable battery. They are ridden pretty much the same way as a motorbike. A rider needs to wear a helmet, and most importantly, they need to be covered by an Electric Bike insurance policy.
In addition anyone who rides an electric bike will have to have a provisional or full driving licence. If you have obtained your licence after February 1, 2001, you will need to complete a compulsory basic training course.
Why buy an electric bike is a key question. The big advantage of riding an e- bike is that you eliminate fuel and road tax costs. Also, E-Bike Insurance premiums are typically very cheap. Making them a very economical vehicle to keep on the road.
They’re great for getting around town. They are lighter than their petrol cousins, and are easy to manoeuvre through traffic. However, E-Bikes usually have only a top speed of about 40mph, and typically a range of 30-40 miles. They’re not really suitable for long commutes.
The best reason to get an e-bike is that they are environmentally friendly and emit absolutely zero harmful emissions.
Battery life is very good. There are silicon batteries which have a charge life of about 9,000 miles, and there are the lithium phosphate ones that last for give or take, 55,000 miles. It usually takes about six to eight hours to fully charge a battery.
Cyclists these days are becoming more and more aware of the need to have liability cover. Just in case you cause an accident or do any damage to a third party while you are on your e-bike.
You may own the “Gold Standard” of a lock. However, if you do not know how to secure your e-bike the correct way, it’s pretty much pointless. It is crucial that you know how to use it properly. It’s not going to be much of a deterrent to a thief if you use it incorrectly. Right now you may be thinking – “How hard can it be to lock up a bike?” You might be surprised at just how many people get it wrong. There are a few basic principles to follow, and yes, we are going to explain them right here, right now.